Жильё без проблем. ч.1

Автор: admin  //  Рубрики: Городская недвижимость

Uridicheskaya-chistota-kvartiryi-1

Жильё без проблем. ч.1

Эта статья предназначена для тех, кто решил купить жилье самостоятельно, и хочет сам проверить юридическую чистоту квартиры.

Вы накопили положенную сумму денег и решили купить квартиру? Вас можно поздравить с таким значимым событием, как решение жилищного вопроса. Однако, мало накопить денег для покупки квартиры. Важно ещё эту квартиру грамотно подобрать и купить.

И если в подборе квартиры вы руководствуетесь своими предпочтениями (площадь, район, этаж и т.п.), то при покупке квартиры нужно быть очень внимательным и в хорошем смысле этого слова дотошным, чтобы обойти все подводные камни и стать настоящим законным владельцем жилья своей мечты.

Обычно юридическую чистоту приобретаемой квартиры проверяют риелторы и юристы. Однако многие люди не хотят платить риелторам довольно значительные суммы и участвуют в сделках по покупке недвижимости без них. Эта статья предназначена для тех, кто решил купить жильё самостоятельно, и хочет сам проверить юридическую чистоту квартиры.

В этом нет ничего сложного, нужно лишь проявить терпение и внимательность.

С чего следует начать?

Прежде всего, необходимо убедиться, что человек, у которого вы собираетесь приобрести квартиру, действительно собственник. Обычно люди получают квартиру вследствие купли-продажи, обмена, в дар, по наследству, по решению суда либо по договору пожизненной ренты.

Во всех этих случаях у продавца должны быть на руках соответствующие документы, которые подтверждают его право собственности на эту квартиру.

Лучше всего лично посмотреть эти документы. Убедиться, что с ними всё в порядке, т.е. нет подчисток, исправлений и т.п. Обычно все подобные договоры заверяются нотариусом, следовательно, любое исправление должно быть заверено нотариально. Если договор нотариусом не заверен, то исправления должны быть заверены всеми участниками соответствующего договора.

Обязательно внимательно ознакомьтесь с договором. Дело в том, что в договоре могут быть некоторые положения, не исполнение которых покупателем (в данном случае вашим продавцом) может привести к расторжению договора. Например, продавец приобрёл эту квартиру в рассрочку, на что есть указание в договоре. Если в течение определённого времени он не внесёт недостающую сумму, то договор расторгается.

Обратите внимание на дату заключения договора. Если человек продаёт квартиру сразу после того, как, допустим, получил её в наследство, то это повод серьёзно задуматься. Особенно, если эта квартира перешла к вашему продавцу по наследству от человека, который ему родственником не являлся. Ситуации могут быть разные, но вам следует быть внимательным и не стесняться выяснять все заинтересовавшие вас моменты.

Обязательно проверьте юридическую чистоту квартиры в едином государственном реестре. Сейчас сделать это нетрудно, поскольку все необходимые действия можно выполнить в интернете на сайте ведомства.

Uridicheskaya-chistota-kvartiryi-2

У этого органа имеется база данных, в которой отражаются все сделки и любые изменения, связанные с недвижимостью, начиная с 1998 года.

Вы можете не только узнать о том, когда и сколько раз менялось право собственности на понравившуюся вам квартиру, но и посмотреть была ли эта недвижимость в аресте и снят ли арест, не находится ли эта квартира в залоге и т.п.

Имейте ввиду, что срок истечения исковой давности по признанию сделок с недвижимостью недействительными составляет 3 года. Следовательно, если по поводу квартиры в прошлом имелся спор, то обращайте внимание на даты.

Обратите внимание на частоту сделок по интересующей вас квартире. Если она достаточно часто меняла хозяев, при этом проживающих в ней непродолжительное время, а то и вовсе не проживавших, то это повод очень серьёзно задуматься. Возможно, что здесь не всё чисто, и вы можете оказаться крайним в неприятном деле и, как следствие, лишиться и с таким трудом накопленных денег и квартиры.

Может быть и такое, что интересующая вас квартира не зарегистрирована в едином государственном реестре. Чаще всего это означает, что с этой квартирой нет никаких проблем, поскольку, начиная с 1998 года никаких действий с нею не производилось, т.е. она не меняла собственников, в отношении неё не велось споров, не накладывался арест и т.п.

Именно благодаря этому она и не оказалась в базах данных единого госреестра.

Обратитесь в бюро технической инвентаризации (бти) либо попросите соответствующие документы у собственника. Взгляните на план квартиры и соотнесите это с тем, что вы видели при её осмотре. Для вас очень важно убедиться, что в квартире не имеются незаконные перепланировки.

По российским законам перепланировки собственник может производить только по согласованию с местной администрацией. Это значит, что если собственник произведёт перепланировку в квартире без согласования с органами местного самоуправления, то ему будет грозить административное наказание.

Да и саму перепланировку, разумеется, придётся устранить. Если вы купите квартиру с подобной проблемой, то и нести ответственность и устранять изменения в плане квартиры вам придётся своими силами и из собственных средств.

В следующий раз мы продолжим рассмотрение вопроса о том, как самостоятельно проверить  юридическую чистоту квартиры.

С уважением, Андрей Ляпустин

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Проверка юридической чистоты квартиры

 

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