Стоит ли страховать квартиру?

Автор: admin  //  Рубрики: Городская недвижимость, Полезные советы

Стоит ли страховать квартиру 1

Стоит ли страховать квартиру?

Сегодня мы с Вами рассмотрим вопрос «А стоит ли страховать квартиру?» Ведь ни для кого не секрет, что сейчас в России рынок страхования (в том числе и недвижимости) упорно растет.

Растущая  активность страхователей сформировала довольно широкий  рынок.  Они постоянно формируют новые интересные предложения.

Мы же, в свою очередь, видим объективный рост квалификации экспертов, предлагающих различные виды страхования.

Ну и как объективный результат всего этого процесса, является мысль у потенциальных клиентов о возможном страховании имеющегося у них в собственности недвижимого имущества.

Вопрос недоверия

Вопрос психологического барьера недоверия, имевшийся после всем известной истории с "Госстрахом",  в настоящей момент преодолен - внушительная часть населения снова начинает доверять страховщикам.

В особенности это важно для сегмента страхования недвижимого имущества, поскольку он в меньшей степени подвергается нападкам мошенников и "отказными" махинациями отдельных страховых компаний, что нередко наблюдается, к примеру, в сфере автострахования.

А повысившееся правосознание российских граждан заставляет страховщиков разрабатывать новые подходы к потенциальным клиентам.

Стоит ли страховать квартиру 2

 

По мнению экспертов, рост юридической грамотности россиян вынуждает рынок страхования принимать все более цивилизованные формы.

Ну, и наконец, совершенствование российской законодательной базы приводит к тому факту, что у страховых компаний остается все меньше причин для возможного отказа в выплате возмещения или его задержке.

Основа страхования

Отдельные эксперты высказывают мнение о нерентабельности ОСАГО, однако страхование недвижимого имущества - рынок, безусловно, прибыльный.

К потенциальным клиентам этого сегмента рынка страховые компании относятся более трепетно и ответственно, потому как они относятся к разряду основополагающих в страховом бизнесе.

Существенным стимулом к устойчивому развитию страхования недвижимости выступает экономическая стабильность в России, а соответственно, и  рост доходов населения.

Все больше наших соотечественников в состоянии оформить страховой полис. Для владельцев же жилья, купленного в кредит или по ипотеке, страховка является непременным условием оформления сделки.

В сознании людей страхование квартиры или дома перестает быть данью своим личным опасениям и становится действенным методом предотвращения серьезных финансовых убытков.

Сегодня многие собственники недвижимости осознают, что страхование - действительно необходимый и эффективный инструмент.

Постоянный рост цен на недвижимое имущество также является фактором, влияющим на  положительную динамику роста данного сектора страхования.

Развитие  рынка, как всегда, приводит к обострению конкуренции, что в свою очередь ведет к  снижение размеров страховых премий и, одновременно с этим, к  оперативности в производстве выплат,  росту качества обслуживания и уменьшению числа отказов по выплатам.

Более того, страховые компании все чаще оказывают своим клиентам дополнительные услуги экспертного, консультативного и юридического характера.

Сегодня нередки прецеденты, когда страховщики в судебной практике отстаивают интересы клиентов в спорах с третьими лицами.

Данные позитивные тенденции в особенности проявляются именно в секторе страхования недвижимости.

Несколько полезных советов 

Перед  заключением договора страхования нужно определиться с суммой страхования - будет она ли фиксированной, выбранной из предложенных страховщиком, или же страховая сумма будет определена, исходя из рыночной стоимости страхуемого объекта недвижимости.

Последний вариант, подразумевает под собой обязательную оценку объекта страхования.

Естественно, что сумма страхования не всегда  покрывает возможный ущерб.

Кроме того, что сумма страховки не идентична стоимости квартиры, в ней может находиться дорогостоящее движимое имущество, которое владелец также может застраховать (произведения искусства, антиквариат и т.д.).

Стоит ли страховать квартиру 3

Дорогая отделка квартиры также может вызвать необходимость индивидуальной оценки с последующим страхованием по реальной стоимости.

Более того, находясь прямо на объекте недвижимости, эксперты сориентируют клиента в том, как подобрать оптимальный вариант страхуемых рисков, исходя из характерных особенностей конкретного дома или квартиры.

Ограничений на максимальную стоимость имущества нет, так как, при необходимости, все риски перестраховываются как в отечественных, так  и в зарубежных перестраховочных организациях.

Мы с Вами рассмотрели вопрос «А стоит ли страховать квартиру

Безусловно да.

В секторе страхования недвижимого имущества существует широкий набор разных страховых продуктов, разобраться в котором весьма непросто.

Однако главное то, что нам есть из чего выбирать, а грамотную консультацию можно получить у специалиста.

Видео на тему:

Страхование жилья

 

Просьба Автора

 

Related posts:

Метки: , ,

95 комментариев к записи “Стоит ли страховать квартиру?”

  1. Jamey Rashid сказал:

    Great write-up, I’m normal visitor of one’s blog, maintain up the nice operate, and It’s going to be a regular visitor for a long time.

  2. net buster сказал:

    Hello! I could have sworn I’ve been to this website before but after browsing through some of the post I realized it’s new to me. Nonetheless, I’m definitely glad I found it and I’ll be bookmarking and checking back often!

  3. Oswaldo Kwiecien сказал:

    hey there and thanks on your information – I’ve definitely picked up anything new from right here. I did then again experience several technical points the use of this web site, as I experienced to reload the web site a lot of occasions prior to I could get it to load properly. I were puzzling over in case your web host is OK? Not that I’m complaining, but slow loading cases times will sometimes affect your placement in google and could harm your high-quality score if advertising and ***********|advertising|advertising|advertising and *********** with Adwords. Well I am including this RSS to my e-mail and could look out for a lot more of your respective intriguing content. Make sure you replace this again soon..

  4. small business consulting сказал:

    Hi, Neat post. There is a problem with your site in internet explorer, would test this¡K IE still is the market chief and a good component to other people will pass over your great writing due to this problem.

  5. home designs ideas сказал:

    Hi there, I found your web site by the use of Google whilst looking for a comparable matter, your site got here up, it seems great. I’ve bookmarked it in my google bookmarks.

  6. business blogs сказал:

    I like what you guys are up too. Such clever work and reporting! Keep up the excellent works guys I¡¦ve incorporated you guys to my blogroll. I think it will improve the value of my web site :)

  7. Business Article сказал:

    Generally I don’t learn article on blogs, however I would like to say that this write-up very pressured me to take a look at and do it! Your writing taste has been amazed me. Thanks, quite nice article.

  8. http://krajowy.biz/firma,inzynieria-ryzyka-jerzy-garczynski сказал:

    Hi there, You’ve performed bdisus a fantastic job. I will certainly digg it and personally recommend to my friends. I am sure they will be benefited from this web site.

  9. how to win big on slot machines сказал:

    I’m not certain the place you are getting your info, but great topic. I must spend some time learning much more or working out more. Thanks for magnificent information I used to be searching for this info for my mission.|

  10. how to win a slot machine сказал:

    This design is spectacular! You certainly know how to keep a reader amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Great job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!|

  11. Tiffani Leise сказал:

    Hello there! Do you know if they make any plugins to assist with SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good results. If you know of any please share. Cheers!

  12. Anti Wrinkle Cream сказал:

    Hello There. I found your blog using msn. This is an extremely well written article. I will make sure to bookmark it and come back to read more of your useful info. Thanks for the post. I will definitely comeback.

  13. organic skin care сказал:

    Hello.This post was extremely interesting, particularly since I was browsing for thoughts on this subject last couple of days.

  14. Shawnta Grahl сказал:

    Yet another thing is that while searching for a good on the internet electronics retail outlet, look for web shops that are continuously updated, retaining up-to-date with the most up-to-date products, the most effective deals, in addition to helpful information on services. This will ensure that you are doing business with a shop which stays on top of the competition and gives you things to make knowledgeable, well-informed electronics acquisitions. Thanks for the vital tips I have really learned through the blog.

  15. Hung Magaldi сказал:

    Thanks for the different tips shared on this weblog. I have seen that many insurance firms offer prospects generous savings if they elect to insure a couple of cars with them. A significant volume of households have several automobiles these days, specially those with older teenage young children still residing at home, as well as the savings for policies may soon mount up. So it will pay to look for a good deal.

  16. Lashonda Georgeson сказал:

    I’d also like to mention that most people who find themselves with out health insurance are normally students, self-employed and people who are laid-off. More than half on the uninsured are under the age of Thirty five. They do not come to feel they are needing health insurance since they’re young along with healthy. Their income is typically spent on homes, food, in addition to entertainment. Many people that do work either entire or in their free time are not presented insurance by their jobs so they move without as a result of rising price of health insurance in america. Thanks for the concepts you write about through this site.

  17. super jackpot party slot machine online free сказал:

    It’s awesome designed for me to have a site, which is valuable in support of my know-how. thanks admin|

  18. dave@redsglobal.com сказал:

    we are recruiting tower crane operators, riggers and labours to work in Australia. Excellent pay and accommodation provided. We can also arrange visa and airfare. Please contact me on +61421414586

  19. business today сказал:

    Helpful information. Lucky me I discovered your web site by chance, and I’m stunned why this twist of fate did not took place earlier! I bookmarked it.

  20. value world travel сказал:

    I wanted to post you this bit of note to finally thank you so much once again for those precious tactics you have featured in this article. It’s simply strangely generous with you to make publicly what some people would’ve supplied for an ebook to get some cash on their own, notably since you might have tried it in the event you decided. These ideas in addition worked like a great way to comprehend the rest have the same eagerness like mine to learn way more on the topic of this issue. I know there are thousands of more enjoyable situations ahead for folks who browse through your site.

  21. z tego zródla сказал:

    I have noticed that online modiosas education is getting popular because accomplishing your degree online has developed into a popular choice for many people. A large number of people have not necessarily had an opportunity to attend a normal college or university although seek the raised earning potential and a better job that a Bachelor’s Degree grants. Still people might have a diploma in one training but wish to pursue something they now have an interest in.

  22. australian bitcoin exchanges сказал:

    I visited various web sites however the audio quality for audio songs present at this website is genuinely marvelous.|

  23. howtomakemoneybuyingandsellingbitcoins.top сказал:

    An intriguing discussion is worth comment. I think that you ought to publish more about this issue, it may not be a taboo subject but typically people do not discuss such issues. To the next! Many thanks!!|

  24. should i buy bitcoins сказал:

    great publish, very informative. I wonder why the opposite specialists of this sector don’t notice this. You must proceed your writing. I’m confident, you have a great readers’ base already!|

  25. Website Design сказал:

    Nice read, I just passed this onto a colleague who was doing some research on that. And he just bought me lunch since I found it for him smile So let me rephrase that: Thanks for lunch!

  26. Personal Injury Lawyer сказал:

    Normally I do not learn post on blogs, but I wish to say that this write-up very pressured me to take a look at and do so! Your writing taste has been amazed me. Thank you, quite great article.

  27. mortgage сказал:

    You can certainly see your enthusiasm in the work you write. The world hopes for more passionate writers such as you who are not afraid to mention how they believe. All the time go after your heart.

  28. Family Law Attorney сказал:

    I and also my buddies came looking at the good tips and tricks located on your web site while the sudden I had an awful feeling I had not expressed respect to the blog owner for those tips. The men were definitely so glad to read all of them and have in effect certainly been taking advantage of these things. Appreciation for really being simply thoughtful and also for opting for such useful things most people are really wanting to be informed on. My personal sincere regret for not saying thanks to you sooner.

  29. Web Hosting Services сказал:

    I loved as much as you’ll receive carried out right here. The sketch is attractive, your authored material stylish. nonetheless, you command get got an impatience over that you wish be delivering the following. unwell unquestionably come further formerly again since exactly the same nearly a lot often inside case you shield this hike.

  30. Vans сказал:

    Fantastic web site. Lots of useful information here. I am sending it to some pals ans also sharing in delicious. And of course, thank you to your effort!

  31. Auto Repair сказал:

    I¡¦ve been exploring for a bit for any high-quality articles or blog posts on this kind of area . Exploring in Yahoo I eventually stumbled upon this site. Studying this information So i¡¦m glad to show that I’ve a very just right uncanny feeling I came upon exactly what I needed. I such a lot no doubt will make sure to do not forget this website and give it a look regularly.

  32. have a peek at this website сказал:

    It’s in point of fact a nice and useful piece of information. I am glad that you shared this useful information with us. Please keep us informed like this. Thank you for sharing.|

  33. Seo Marketing сказал:

    Keep functioning ,great job!

  34. Google сказал:

    The time to read or visit the content or websites we have linked to below.

  35. Google сказал:

    Always a big fan of linking to bloggers that I like but really don’t get lots of link enjoy from.

  36. Google сказал:

    Just beneath, are various absolutely not connected internet sites to ours, having said that, they may be certainly worth going over.

  37. Suggested Web page сказал:

    Thanks for your marvelous posting! I truly enjoyed reading it, you happen to be a great author.I will make sure to bookmark your blog and will often come back later on. I want to encourage you to ultimately continue your great posts, have a nice morning!|

  38. Auto Parts сказал:

    Thanks so much for providing individuals with such a spectacular opportunity to check tips from this site. It is usually very cool plus full of a good time for me personally and my office peers to visit your blog not less than three times a week to read the newest secrets you have. And lastly, I’m so actually astounded concerning the astounding creative concepts you give. Certain two areas in this post are unquestionably the simplest I have ever had.

  39. adjustable beds and mattresses сказал:

    What is a good blogging site based on my needs?

  40. Agen Judi Bola сказал:

    below youll come across the link to some web-sites that we consider you should visit

  41. Google сказал:

    Although web sites we backlink to below are considerably not associated to ours, we really feel they may be basically really worth a go by, so possess a look.

  42. Discover More сказал:

    Here is a superb Weblog You may Obtain Intriguing that we Encourage You

  43. iPad repair сказал:

    below youll obtain the link to some internet sites that we feel you need to visit

  44. Community Health Systems сказал:

    It’s perfect time to make some plans for the future and it is time to be happy. I’ve read this post and if I could I desire to suggest you few interesting things or suggestions. Maybe you can write next articles referring to this article. I desire to read even more things about it!

  45. Community Health Systems сказал:

    Great ¡V I should definitely pronounce, impressed with your site. I had no trouble navigating through all the tabs as well as related info ended up being truly easy to do to access. I recently found what I hoped for before you know it at all. Quite unusual. Is likely to appreciate it for those who add forums or anything, website theme . a tones way for your customer to communicate. Excellent task..

  46. Business  сказал:

    I do believe all the ideas you have presented for your post. They are really convincing and can certainly work. Nonetheless, the posts are too brief for novices. May just you please prolong them a little from next time? Thank you for the post.

  47. Window Cleaning  сказал:

    Good web site! I truly love how it is easy on my eyes and the data are well written. I am wondering how I could be notified whenever a new post has been made. I have subscribed to your feed which must do the trick! Have a nice day!

  48. best-coffee-inc сказал:

    Wonderful story, reckoned we could combine a number of unrelated data, nonetheless seriously worth taking a look, whoa did a single find out about Mid East has got additional problerms also

  49. best-coffee-inc сказал:

    Wonderful story, reckoned we could combine some unrelated data, nevertheless really really worth taking a appear, whoa did a single learn about Mid East has got extra problerms as well

  50. www.coffee-beans-inc.com сказал:

    always a massive fan of linking to bloggers that I love but dont get a great deal of link enjoy from

  51. see сказал:

    Your way of telling the whole thing in this paragraph is genuinely nice, all be able to effortlessly know it, Thanks a lot.|

  52. Advocate Health Care сказал:

    hello there and thank you for your info – I’ve definitely picked up anything new from right here. I did however expertise several technical points using this web site, since I experienced to reload the site many times previous to I could get it to load properly. I had been wondering if your web host is OK? Not that I’m complaining, but sluggish loading instances times will very frequently affect your placement in google and could damage your high quality score if advertising and marketing with Adwords. Anyway I am adding this RSS to my email and can look out for a lot more of your respective exciting content. Ensure that you update this again soon..

  53. best adjustable beds сказал:

    I’m interested in making my own music blog and I’m constantly looking through many music blogs throughout the day finding new music first before other people that I know. But how exactly do those blogs find that music first? Can I really start by just posting the music I find on other blogs?.

  54. youtube to mp3 сказал:

    just beneath, are several absolutely not related web-sites to ours, nonetheless, they’re surely really worth going over

  55. Google сказал:

    Usually posts some very interesting stuff like this. If you are new to this site.

  56. Jay сказал:

    Paragraph writing is also a excitement, if you know after that you can write if not it is difficult to write.|

  57. Health Food Stores сказал:

    whoah this weblog is excellent i like reading your posts. Stay up the great paintings! You know, many people are looking around for this info, you could help them greatly.

  58. Auto Parts сказал:

    I have been absent for a while, but now I remember why I used to love this site. Thanks , I¡¦ll try and check back more often. How frequently you update your website?

  59. womens jackets сказал:

    we came across a cool web site that you just may possibly take pleasure in. Take a appear if you want

  60. Google сказал:

    Just beneath, are various entirely not related internet sites to ours, having said that, they’re certainly really worth going over.

  61. Polygraph сказал:

    very couple of internet sites that happen to become in depth beneath, from our point of view are undoubtedly properly worth checking out

  62. app maker free сказал:

    just beneath, are several entirely not related websites to ours, on the other hand, they may be surely worth going over

  63. best mattresses 2016 сказал:

    i want to start a website to sell my beaded jewelry but i dont know how to start website so if u have any ideas or frnds that u know please tell me i really nee help or if u have any frnds that like wearing jewelry please tell me to i can do special orders.

  64. best slot machine to play in vegas сказал:

    When some one searches for his essential thing, thus he/she desires to be available that in detail, thus that thing is maintained over here.|

  65. best casino for slots in vegas сказал:

    Hi friends, its fantastic post about tutoringand completely explained, keep it up all the time.|

  66. big slot win сказал:

    Because the admin of this web site is working, no question very quickly it will be well-known, due to its quality contents.|

  67. read more сказал:

    It’s appropriate time to make a few plans for the future and it is time to be happy. I have learn this put up and if I could I wish to counsel you few attention-grabbing issues or suggestions. Perhaps you can write subsequent articles relating to this article. I want to read even more things approximately it!|

  68. Google сказал:

    The info mentioned inside the post are a few of the very best offered.

  69. Discover More Here сказал:

    Hello there! Do you use Twitter? I’d like to follow you if that would be okay. I’m definitely enjoying your blog and look forward to new updates.|

  70. Google сказал:

    Just beneath, are many completely not related websites to ours, having said that, they are surely worth going over.

  71. wheeling island casino review сказал:

    Very good post! We are linking to this great post on our site. Keep up the great writing.|

  72. Google сказал:

    Please visit the web sites we adhere to, like this one particular, because it represents our picks in the web.

  73. Google сказал:

    Very few internet websites that transpire to become detailed beneath, from our point of view are undoubtedly effectively worth checking out.

  74. mattress reviews сказал:

    You can’t enjoy summer from inside a glazed room. Dare to break out from the chains of safety. #positivity

  75. gourmet coffee bean сказал:

    below youll obtain the link to some web-sites that we believe you should visit

  76. Google сказал:

    Please check out the web sites we adhere to, which includes this 1, because it represents our picks in the web.

  77. asgsb.org сказал:

    What is in the content of a copyright waiver ? I need to make one and need to know what it includes?

  78. bed bug treatment home depot сказал:

    i want to start a website to sell my beaded jewelry but i dont know how to start website so if u have any ideas or frnds that u know please tell me i really nee help or if u have any frnds that like wearing jewelry please tell me to i can do special orders.

  79. male sex toys сказал:

    Wonderful story, reckoned we could combine a number of unrelated data, nevertheless seriously really worth taking a search, whoa did one particular study about Mid East has got more problerms at the same time

  80. Damian Herbolsheimer сказал:

    I do enjoy the manner in which you have framed this particular challenge and it really does provide us some fodder for consideration. However, because of just what I have observed, I just wish as the actual feedback pack on that individuals remain on issue and not start upon a soap box regarding the news du jour. Yet, thank you for this fantastic piece and though I can not really concur with it in totality, I value your viewpoint.

  81. podszewki сказал:

    Thank you for BLOGURL: some other excellent post. Where else could anybody get that style of information in such an ideal means of writing? I have a presentation a few weeks, and I am at the look for such information.

  82. look at these guys сказал:

    I was extremely pleased to discover this page. I want to to thank you for your time for this fantastic read!! I definitely really liked every part of it and i also have you saved as a favorite to check out new stuff on your blog.

  83. Business Money сказал:

    Hello, i think that i saw you visited my blog so i came to “return the favor”.I’m attempting to find things to improve my website!I suppose its ok to use some of your ideas!!

  84. Auto Care and Service сказал:

    It is in point of fact a nice and helpful piece of information. I am satisfied that you shared this useful info with us. Please keep us up to date like this. Thanks for sharing.

  85. porn сказал:

    Aw, this was an extremely good post. Finding the time and actual
    effort to produce a good article… but what can I say… I procrastinate a lot and never manage to get
    anything done.

  86. カラコン сказал:

    I am extremely impressed with your writing skills as well as with the layout on your blog. Is this a paid theme or did you customize it yourself? Either way keep up the nice quality writing, it is rare to see a great blog like this one these days..

  87. jedwab сказал:

    Hello There. I found your blog using msn. This is a very well written article. I’ll be sure to bookmark it and come back to read more of your useful info. Thanks for the post. I’ll certainly comeback.

  88. Learn More сказал:

    It’s nearly unthinkable to encounter well-updated men or women on this niche, and yet you look like you are familiar with what exactly you’re writing on! Gratitude

  89. Uber xl сказал:

    Hi, i think that i saw you visited my site so i came to “return the favor”.I’m trying to find things to improve my site!I suppose its ok to use a few of your ideas!!

  90. Health and Fitness сказал:

    It is actually a nice and helpful piece of info. I¡¦m satisfied that you simply shared this helpful information with us. Please keep us informed like this. Thanks for sharing.

  91. barcode scanner сказал:

    This piece of writing will help the internet viewers for setting
    up new blog or even a blog from start to end.

  92. cash for cars сказал:

    It’s appropriate time to make some plans for the future and it is time to be happy. I’ve read this post and if I could I desire to suggest you few interesting things or suggestions. Maybe you could write next articles referring to this article. I want to read even more things about it!

  93. Scam сказал:

    Good – I should certainly pronounce, impressed with your web site. I had no trouble navigating through all tabs and related info ended up being truly simple to do to access. I recently found what I hoped for before you know it in the least. Quite unusual. Is likely to appreciate it for those who add forums or anything, website theme . a tones way for your customer to communicate. Excellent task.

  94. M88 сказал:

    A formidable share, I just given this onto a colleague who was doing just a little analysis on this. And he the truth is purchased me breakfast as a result of I discovered it for him.. smile. So let me reword that: Thnx for the deal with! But yeah Thnkx for spending the time to discuss this, I feel strongly about it and love studying more on this topic. If doable, as you develop into experience, would you mind updating your blog with extra details? It’s highly useful for me. Big thumb up for this blog put up!

  95. Porn сказал:

    My spouse and i felt lucky that Albert could deal with his inquiry because of the ideas he got through your web pages. It is now and again perplexing to just be freely giving thoughts which often many others could have been selling. We really recognize we have got the writer to appreciate for this. The illustrations you’ve made, the simple web site navigation, the relationships your site make it possible to promote — it’s all amazing, and it’s facilitating our son in addition to us imagine that the subject matter is exciting, and that’s seriously fundamental. Many thanks for everything!

Оставить комментарий