Покупка квартиры. Наиболее типичные ошибки. Ч.1

Автор: admin  //  Рубрики: Городская недвижимость

 

Типичные ошибки при покупке квартиры

Н.П. Богданов-Бельский "Горе"

 

Покупка квартиры. Наиболее типичные ошибки. Ч.1

На сегодняшний день, когда рынок недвижимости буквально кипит от предложений, купить жилье можно крайне быстро. Опыт работы на квартирном рынке «вскрыл» многие закономерности в заведомо неправильном подходе к этой операции. Сегодня мы с Вами рассмотрим наиболее  типичные ошибки при покупке квартиры. 

  • Беззаботность

Занимаясь выбором квартиры в новостройке, обязательно проверяйте застройщика. Помните, что бывшие клиенты являются одним из самых  доступных, и в то же время, достоверных источников нужной информации.

Обязательно посетите  уже построенные и введенные в эксплуатацию объекты. Поговорите с жильцами. Выясните их мнение о качестве жилья и сервисных услуг.

Самое пристальное  внимание уделите вопросу того, как долго функционирует на рынке данная компания, во что она инвестировала собственные средства и своевременно ли были ли закончены эти проекты.

Очень важно уточнить есть ли у компании право собственности (или  аренды) на земельный участок, а так же получено ли разрешение на возведение данного жилого дома. Не пожалейте времени и посетите сайты с нужной информацией.

  • Излишняя самоуверенность

Вопреки расхожему мнению покупка-продажа недвижимости самостоятельно не всегда обходится дешевле. Профессиональный риэлтор тем и отличается от владельца квартиры, что не только знаком с действующим законодательством и юридическими нюансами сделки, но и владеет навыками ведения  переговоров на высоком уровне.

И как следствие, это приводит к тому, что сделка купли–продажи Вашей квартиры произойдет заметно  быстрее, с меньшими затратами времени, моральных сил,  и без финансовых потерь.

Ну и не забывайте, что в агентстве недвижимости работают юристы, способные выяснить всю предысторию данного объекта недвижимости и поручиться за его юридическую чистоту.

  • Неправильное время покупки

Не торопитесь. Не принимайте окончательное решение о приобретении жилья, особенно в летний период. Выясните, нет ли неподалеку школы или другого какого-нибудь образовательного учреждения. Вполне возможно, что осенью, когда молодежь вернется с каникул, в окрестностях станет  не только шумно, но и, отнюдь,  небезопасно.

Попытайтесь выяснить, кто будут вашими ближайшими соседями. Осенью, к завершению отпускного сезона, значительно увеличивается  поток автомашин— выясните, как проходят близлежащие автодороги и проанализируйте время, которое Вам придется тратить на преодоление пробок.

  • Влияние эмоций

Присутствие красивого вида, который открывается  из окон квартиры,  всегда используется как  дополнительный положительный фактор. Не поддавайтесь эмоциям: возможно, что на месте красивого парка или полянки скоро появится многоэтажный дом или задворки торгового центра.

Попросите продавца или застройщика показать Вам план развития территории. А еще лучше – проверьте  информацию в районной управе.

Типичные ошибки при покупке квартиры

  • Финансовая небрежность

При проведении сделки Вы будете вынуждены обращаться  с крупной суммой денег, а следовательно просто обязаны внимательно контролировать каждый свой шаг.

В подписываемом Вами предварительном договоре обязательно должна быть указана процедура передачи денег через арендуемую банковскую ячейку. Убедитесь в правильности записанной  даты и времени доступа к ней.

Казалось бы незначительные накладки могут привести к тому, что  продавец останется  и без денег, и без квартиры.

Обязательно проверьте деньги с помощью профессионального кассира с использованием специального оборудования.

  •  «Легковесный» подход

Рассматривая вариант покупки квартиры на вторичном рынке, особое внимание обратите на год постройки здания  и его состояние.

Помните, что под новыми  обоями возможно скрываются  трещины в стенах,  к импортной  сантехнике  могут подходить прогнившие трубы. Ну а зараженные грибком стены квартиры «вылечить» практически нельзя.

  • Неосведомленность в юридических вопросах

Отнюдь не каждый, заявляющий, что он нотариус или риэлтор, таковым является. Не стесняйтесь проверить у них полномочия.

При покупке жилья на вторичном рынке разберитесь с тем, как часто квартира продавалась. Постарайтесь выяснить причину данного явления.

  • Невнимательность при изучении документов

Внимательнейшим образом проверьте законность всех перепланировок.  Убедитесь, что все они были согласованы в БТИ.

В случае, когда перепланировка все-таки проводилась, а вы так и не собрались это проверить, Вас могут принудительно обязать вернуть квартиру в прежнее состояние.

  • Не знание правил торговли

Помните, что выставленная на продажу недвижимость, как правило, имеет завышенную стоимость — минимум на 10-15 процентов. Торгуйтесь, но разумеется, в разумных пределах.

На этом мы с Вами закончим рассмотрение первой части  наиболее типичных ошибок при покупке квартиры. Но не  расстраивайтесь, в ближайшее время мы продолжим этот "увлекательный" процесс.

 

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    Я бы добавила пункт о соседях. Узнайте сначала кто живет рядом. Кстати, они Вам могут и о минусах квартиры рассказать заранее…
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