Необходимые расходы при покупке недвижимости

Автор: admin  //  Рубрики: Азбука недвижимости

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Необходимые расходы при покупке недвижимости

Это только на первый взгляд кажется, что при покупке недвижимости можно ограничиться лишь той суммой, которую запросит собственник жилья. Но это далеко не так. В процессе заключения сделки и окончательного подписания договора обязательно появятся новые статьи расходов. Что же необходимо учесть при сделках с недвижимостью? О каких дополнительных расходах при покупке недвижимости нельзя забывать первоначально?

Конечно, основная сметная статья — это стоимость самой недвижимости. Но и здесь много «подводных камней». Допустим, покупателю приглянулась цена на ту или иную квартиру. Если она слишком занижена, то не спешите радоваться.

Таким нехитрым способом собственники жилья просто заманивают потенциальных покупателей. В действительности все окажется не совсем так. Ну а если же продавец реально просит заведомо низкую цену, то появляется лишний повод подумать. Может так получиться, что квартира окажется сомнительной.

Тогда дело приобретет судебный поворот. А это значит, что будут дополнительные траты времени, денег и нервов. Так что, всегда помним о бдительности.

Не стоит забывать и о вознаграждении агентству недвижимости. Да, да, самостоятельно подыскивать должный вариант и оформлять сделку купли-продажи не рекомендуется. Выгода окажется слишком сомнительной.

Во-первых, хороший риэлтор подберет нужную квартиру в максимально короткие сроки. А во-вторых, он тщательно проверит недвижимость на предмет аферы и грамотно оформит договор. Сбрасывать со счетов услуги риэлторов не нужно. Пусть квартира обойдется несколько дороже, зато риск будет минимальным.

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Если речь идет об ипотеке, то у покупателя недвижимости возникает еще одна дополнительная статья расходов. Следует обязательно проконсультироваться в банке по поводу стоимости услуги по оформлению кредита и об обязательном страховании.

Это немаленькие деньги, найти их быстро в некоторых случаях просто невозможно. Поэтому расходы на услуги кредитного учреждения нужно учитывать еще во время планирования сделки.

Приобретение жилья всегда регистрируется в государственных органах. А это значит, что придется оплачивать и госпошлину за регистрацию собственности и оформление необходимых документов.

Без этой статьи расходов тоже никак нельзя обойтись. Конечно, будут еще и разные накладные расходы, о которых при планировании даже и не вспомнишь. На этот случай необходимо сделать небольшой резерв, из которого можно будет изъять средства в любую минуту.

И это, как Вы понимаете, отнюдь не все возможные расходы при покупке недвижимости.

С уважением, Андрей Ляпустин

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Дополнительные расходы после покупки квартиры в новостройке

 

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