Мошенники на рынке недвижимости. Ч. 1

Автор: admin  //  Рубрики: Азбука недвижимости

 Мошенники на рынке недвижимости. ч.1

Существует великое множество разнообразных методик обмана добросовестного человека. Мошенники применяют  различные ухищрения и уловки, чтобы оставить покупателя «в дураках».

Очень часто приобретая квартиру, покупатель делает типичные ошибки  в предвкушении удачной покупки. Эйфория от скорого разрешения жилищного вопроса затмевает здравый смысл и человек, как будто находясь под действием гипноза, перестает воспринимать  очевидные вещи и совершает непоправимые ошибки.

Низкая стоимость жилья всегда была самым легким методом привлечь покупателя.  Желание купить квартиру, которая почти не удалена от центра города, но выставлена по цене такой же, но расположенной далеко на окраине города, от такого искушения мало кто устоит.

Однако от приобретения такой жилплощади все-таки необходимо воздержаться. Если Вам  предлагается жилье по чересчур «симпатичной» цене, то над этим стоит призадуматься и заняться скрупулезной проверкой данного предложения.

На рынке жилой недвижимости не случается дешевых распродаж, а так же  сезонных скидок.  Он является «ну очень» специфическим рынком.

В случае, когда продавец квартиры с самого начала ставит подозрительно низкую цену либо в ходе торгов идет на  очень значительную скидку, то он, скорее всего, отстаивает свои личные, не всегда невинные, цели.

Владельцу жилья очень срочно нужна большая  денежная сумма, а такие случаи бывают довольно часто. Вследствие этого,  для собственного успокоения, покупатель должен все тщательно узнать и перепроверить. Похоже, что это единственное объяснение такой цены на квартиру.

Давайте рассмотрим несколько основных способов, при помощи которых действую мошенники на рынке недвижимости.

1. Добросовестный  покупатель приобрел понравившуюся ему квартиру, зарегистрировал ее, а через какое-то время выясняется тот факт, что при проведении приватизации прежний владелец проигнорировал интересы несовершеннолетних детей, хоть они и могут уже давно владеть своими  собственными квартирами.

После этого, дети подают заявления  в суд, и решением суда сделка признается недействительной или аннулируется.

А в результате - покупатель (добросовестный) оказывается без жилья и вынужден будет потом очень долго взыскивать обратно свои денежные средства.

Подобные аферы довольно часто проводятся мошенниками  умышленно.

Необходимо выяснить  в жилищно-эксплуатационном участке,  как проводилась приватизация, были ли учтены интересов всех прописанных в ней жильцов, а также всех несовершеннолетних.  Даже по прошествии нескольких лет дети вправе предъявить свои права.

Такие права кроме детей могут предъявить и другие родственники, прописанные в квартире на момент проведения приватизации, а кроме того лица, временно отсутствующие или находящиеся в заключении.

2. Случаются и такие случаи, когда люди покупают квартиру, а мошенник-продавец, получив всю сумму за проданную жилплощадь, обращается с иском в суд с просьбой признать сделку купли-продажи недействительной по какой-либо причине.

Суд принимает решение в пользу продавца, квартира возвращается прежнему хозяину, а денежные средства – покупателю.

Вся соль данной аферы заключается в том, что с целью не уплаты государственных налогов, в договоре на сделку была указана сумма много меньше, чем реально покупатель заплатил за квартиру.

Решением суда сумма, указанная в договоре, возвращается покупателю. В итоге он остался и без квартиры и без денег.

Необходимо в договоре прописать реальную стоимость жилья, особенно в тех случаях, когда недвижимость находится в собственности у владельца более трех лет. В таком случае продавец не должен уплачивать 13-процентный налог.

В случае, когда квартира находится в собственности продавца менее трех лет, то он просто обязан будет заплатить вышеуказанный налог.

3. Если человек, продавший жилье, не торопится выписываться, приводя в доказательство этого различные изменения своих жизненных обстоятельств,  это может служить  еще одним видом мошенничества.

Суд, скорее всего, удовлетворит требования продавца и вынесет постановление вернуть все деньги покупателю. Продавец квартиры согласен вернуть деньги, однако констатирует факт невозможности возвращения всей суммы единовременно.

Тогда-то и  начинаются долгие выплаты из заработной платы продавца, которая обычно  бывает очень небольшая, а платят ее весьма нерегулярно.

 

По закону тут придраться не к чему. Продавец от возврата денег не отрекается, а из зарплаты допускается высчитывать не более, чем  тридцать процентов. Таким образом выплата денег покупателю мошенником растягивается на десятилетия.

4. Иногда мошенники проводят и такую аферу:  за один день  по дубликатам документов продают квартиру сразу нескольким покупателям в разных городских нотариальных конторах.

Продав квартиру  нескольким добросовестным покупателям, мошенник уезжает за границу. Владельцем же  квартиры признают того, кто смог зарегистрировать договор купли-продажи первым.

Так же квартиру могут продать по «липовым» документам и при содействии подставного нотариуса. Для этого арендуется квартира, владелец которой находится в отпуске или просто длительное время отсутствует.

Покупатель (заметим Добросовестный) уплачивает полную  сумму, а потом безрезультатно пытается доказать свои права на чужую жилплощадь.

Для большинства людей покупка жилья в собственность сравнима с подвигом и обычно сопровождается стрессом. Они мобилизуются физически и морально, а к проведению сделки купли-продажи относятся с полной ответственностью и находятся в абсолютной готовности ко всяким жертвам, чтобы добиться ключей от собственной квартиры.

«Ослепленный» человек может не придать значения изъянам в техническом состоянии жилплощади, может упустить из виду тот факт, что квартира расположена далеко от станции метро, возможно только после покупки он обнаружит, что ближайший супермаркет или детский садик находятся на значительном расстоянии от дома и т.д.

Вследствие этого, крайне необходимо подождать, когда затихнут первые эмоции, в спокойной обстановке проанализировать свои впечатления, а также по возможности объективно оценить понравившуюся ему квартиру по всем допустимым критериям.

Ну и, разумеется, обратиться в профессиональное агентство недвижимости.

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