Как застройщик может обмануть дольщика?

Автор: admin  //  Рубрики: Новостройки

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Как застройщик может обмануть дольщика?

Обман на рынке недвижимости, к сожалению, считается обычным делом. Продавец старается скрыть недостатки своего жилья перед покупателем, а риелторы набивают цену за сомнительные преимущества квартиры. Но нарваться на обман можно и со стороны даже самых солидных застройщиков.

Предварительный договор

Недобросовестные фирмы предлагают подписать не документ о долевом возведении дома, а предварительный договор. В чем же подвох? Дело в том, что официальный договор о долевом строительстве проходит регистрацию в кадастровой службе. А все виды предварительных договоров никак не контролируются со стороны государственных органов.

К тому же передача денег по предварительному договору обычно проходит не как прямая оплата за будущую квартиру, а как покупка векселя, стоимость которого равна стоимости жилья. Подобная схема непрозрачна и права дольщиков в этом случае практически не защищены.

Третья сторона

Девелопер может лишь возводить дома, но при этом договор покупатели заключают с теми фирмами, которые юридически не привязаны к застройщику. К тому же часто названия компании-застройщика и третьей фирмы похожи.

Если все же дольщик спрашивает, почему в документе фигурирует другая компания, то ему объясняют, что она является частью холдинга застройщика. В большинстве же случаев покупатели даже не придают этому значения. Проблемы в этом случае могут быть самые непредсказуемые.

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Дополнительные услуги

При подписании договора девелопер навязывает клиенту ряд обязательных услуг с сомнительной пользой. К примеру, страхование рисков. При этом условия там такие, что шанс наступления страховых случаев будет меньше 1%, зато стоимость страховки весьма внушительная.

Также в число навязываемых услуг часто включают оформление прав собственности на будущую квартиру. При этом стоимость у застройщика обычно выше рыночной.

Двойная продажа

Откровенно мошенническая схема, которая практикуется редко, но все же и на нее можно нарваться. Ее суть состоит в том, что площадь еще до строительства продается в собственность местной администрации.

Девелопер заключает инвестиционный контракт с государственными органами, по которому застройщику выделяется бесплатная земля, а часть строения должна в итоге отойти администрации города.

Но в ходе строительства недобросовестная компания продает эту площадь другим лицами. В итоге неудачливые дольщики делают первоначальные взносы, но после окончания строительства они узнают, что инвестиционный договор с администрацией аннулирует их сделку.

К счастью, спор в этом случае разрешается обычно в пользу физических лиц, а потерпевшей стороной становится местная администрация, которая затем и судится с девелопером. Но для обычного гражданина это все равно лишняя трата нервов и времени.

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Жилищно-строительные кооперативы

Еще один способ застройщика получить с каждого клиента дополнительный доход. Для этого он просто продает дома через жилищно-строительные кооперативы (ЖСК). В этом случае дольщик подписывает еще один договор, согласно которому он будет считаться членом ЖСК. В итоге, помимо оплаты за будущую квартиру, с него вычитаются текущие расходы, которые будут иметься у кооператива в ходе строительства.

Лишние квадратные метры

Девелопер намеренно строит квартиры с площадью, которая больше чем указанная в договоре. Если дольщик был невнимательным и пропустил пункт, согласно которому лишние квадратные метры оплачиваются по внушительной стоимости, то ему остается только смириться. В некоторых случаях стоимость новой квартиры за счет «случайных» квадратов может быть выше на 10%.

С уважением, Андрей Ляпустин

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