Как купить квартиру в строящемся доме. ч.1

Автор: admin  //  Рубрики: Новостройки

 

Как купить квартиру в строящемся доме. ч.1

Если верить современным аналитикам, то цена квадратного метра жилья  в России еще долго не  будет сравнима со среднемесячным  доходом наших сограждан. А вот жить где-то необходимо…

Поэтому,  многие наши сограждане,  вынуждены всерьез рассматривать схему покупки еще не сданного строительной компанией дома, так как жилплощадь  в нем существенно дешевле.

Категорически не рекомендуется подписывать договор долевого участия до скрупулезного изучения всех сопутствующих документов.

Каким образом можно  обезопасить свои денежные средства, не упустить выгоду и, при этом,  успешно преодолеть массы трудностей?

Все эти вопросы желательно рассмотреть заранее

Первый вопрос, который встает перед человеком, задумавшим купить жилье на стадии стройки: с чего начать? Для начала следует разобраться с возможными схемами действий.

На сегодняшний день есть  несколько схем приобретения такого жилья:

При всем притом, еще до того как  приступать к анализу достоинств и недостатков всех  вариантов необходимо продумать, какую квартиру и где Вы хотели бы  приобрести.

Рекомендуемый порядок следующий: 

  • Устанавливаем желаемое  месторасположение (для большинства людей, это является определяющим фактором) с точки зрения транспортной доступности, социальной инфраструктуры (учеба, здравоохранение, досуг),  экологии и т.д.
  • Определяемся с  типом дома, количеством комнат, планировкой, отделкой. Сегодня Вы можете выбирать из нескольких типов панельных, кирпичных, монолитно-каркасных и монолитно-кирпичных домов с различными характеристиками квартир (вплоть до квартир без отделки или свободной планировки).
  • Находим для себя стоимостный диапазон, то есть ценовые границы одного квадратного метра.
  • Анализируем допустимые кредитные схемы, для  случая, если предполагается брать банковскую ссуду на покупку квартиры.
  • Оцениваем степень ликвидности жилища (проще говоря,  возможность его быстрой продажи за достойную сумму).

Затем можно пойти по двум  путям: либо начать независимый поиск, либо довериться профессионалу, то есть риэлтору.

Рассмотрим потенциальные достоинства самостоятельного поиска: 

  • Вы можете сами осмыслить  ситуацию и, тем самым, уменьшить возможность того, что вас будут водить за нос или держать в неведении о важных аспектах;
  • полностью исключаются их рассмотрения неинтересные для вас предложения;
  • Вы всецело контролируете финансовые инвестиции, избегая тем самым  платежи за посреднические услуги, которые могут быть весьма внушительными.

Изъяны самостоятельной работы: 

  • Большие временные затраты. Чтобы во всем разобраться, необходимо потерять много времени (возможно более месяца). Фактически вы будете вынуждены продолжительное время заниматься исключительно вопросами покупки жилья;
  • Обучение на личных просчетах. На рынке новостроек, в том числе при покупке жилья в недостроенных домах, имеется множество подводных камней и скрытых нюансов, в особенности юридических. Иногда возникает впечатление, что многие документы, которые необходимы для сделки, разработаны, чтобы скрыть суть того, ради чего они создавались. Чтобы до конца осознать массу таких, неявных на первый взгляд, сложностей Вы фактически должны превратиться в риэлтора;
  • И при этом, у Вас нет никаких гарантий, что все сделано (изучено, проанализировано, проверено и пр.) верно. В случае важных (да еще и документально оформленных) просчетов, их исправление, возможно, обойдется Вам очень дорого.

Если спросить бывалого сотрудника агентства недвижимости, что же лучше сделать: отдаться профессионалу или же упорно двигаться  к цели самому, он скажет, что оба варианта возможны, но неидеальны по ряду факторов.

 Видео на тему:

Как купить квартиру в новостройке 5 самых важных вопросов и ответы на них!

 

 

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