Как купить квартиру. С чего начинать

Автор: admin  //  Рубрики: Городская недвижимость

Как улучшить жилищные условия

Как улучшить жилищные условия

Как купить квартиру? Как улучшить жилищные условия. Люди покупают недвижимость по многим причинам. У каждого она своя, самая веская и важная.

Одни вкладывают накопленные суммы в улучшение жилищных условий, вторые  – проводят обмен с целью получения доплаты, третьи – чтобы разъехаться с повзрослевшими детьми и так далее. Еще раз повторимся  - причин для покупки квартиры много.

Причем все абсолютно все рассчитывают на беспроигрышную сделку, которая поможет им улучшить условия проживания.

Объектов, представленных во всевозможных печатных и интернет изданиях громадное количество. Это создает иллюзию изобилия. Но как из всего этого многообразия выбрать вариант, который подойдет именно Вам?

В данной статье мы постараемся ответить на вопрос, что в первую очередь необходимо учитывать при подборе оптимального варианта, а каких иллюзий  и просчетов лучше избежать.

Как купить квартиру?

Вначале разберемся со своими потребностями.

«Улучшить жизненные условия». Под этими простыми словами каждый понимает что-то свое. Кому-то необходимо увеличить жизненное пространство, так как в семье подрастают дети.  А теснота, в данном случае,  является источником хронического стресса для всех членов семьи.

Другим площади квартиры хватает, но до смерти надоела обшарпанная хрущевка с видом на промзону.

Третьи уже не в состоянии дальше жить на «шикарную» пенсию, и потому готовы отказаться от «лишних» квадратных метров во имя улучшения материального состояния.

Четвертые  - надеются выгодно вложить в недвижимость средства и создать себе дополнительный денежный источник от сдачи ее в аренду.

Поэтому, учитывая только Вам известные приоритеты, и исходя из Ваших потребностей и реальных материальных возможностей, необходимо найти разумное решение.

Как улучшить жилищные условия? 

Совет первый: постарайтесь определить, что для вас самое главное при решении жилищного вопроса - количество квадратных метров жилья или их качество.  А какую роль в «шкале ценностей» может играть местоположение подбираемой квартиры?

Сегодня, при сравнении цен на квадратный метр жилья, не существует абстрактного понятия N-комнатная квартира. На цену влияют множество объективных и субъективных факторов, в зависимости от которых Вы на одну и туже сумму можете приобрести различное количество «жизненного пространства».

Причем это касается не только качества строения (типа и состояния дома), а также  и качества жизни, напрямую зависящего от окружения (социальная однородность заселения,  инфраструктура района и его благоустроенность).

Для примера. «Трешка» в «кораблике» в спальном районе будет скорее всего дешевле, «двушки» в новом «кирпиче» рядом  с метро.

Или новой «студии» в историческом центре города — в современном элитном здании после реконструкции.

Очевидно, что с одной и той же денежной суммой выбор все рано остается. Все будет зависеть от Ваших побудительных мотивов для смены места жилья или вложения средств в недвижимость.

Как улучшить жилищные условия 2

Следующая проблема на пути к улучшению жилищных условий – время или деньги? 

Приступая к поиску объекта, взвесьте свои проблемы: на сколько срочно Вам требуется решить жилищный вопрос.

Совет второй:   необходимо понимать, что до 90% выставленных вариантов – это или расселения, или варианты со встречной покупкой. Таким образом, за выбранным Вами жильем может потянуться весьма длинная цепочка сделок, существенно тормозящая достижение поставленной цели.

Конечно можно заранее рассматривать только варианты прямых продаж, но они (в силу дефицита) дороже, да и продаются намного быстрее. Так что времени на раздумья не остается.

Как правило, во всякой ситуации может быть найдено несколько решений. Поэтому взвесить все «за» и «против» в своих поисках оптимального варианта лучше заранее, еще до начала просмотра конкретных квартир.

Провести анализ самостоятельно можно и самому, но все, же лучше привлечь специалиста. Он сможет с цифрами в руках показать Вам преимущества того или иного варианта. Кроме того, он сможет просветить Вас на предмет дополнительных, совершенно для Вас неожиданных,  возможностей рынка недвижимости.

Возможно, что вместо квартиры на рынке вторичной недвижимости, Вам, в итоге, больше подойдет вложение в новое строительство.

Помимо того, что в зависимости от готовности объекта, Вы сможете правильно распределить свои средства, новостройки  обладают более высокими потребительскими свойствами, нежели дома массовых серий советской эпохи.

Кроме этого, на помощь покупателям, не обладающим все суммой, необходимой для покупки, могут прийти новые механизмы, позволяющие  решить жилищные проблемы, как то: ипотека (кредитование граждан под залог недвижимого имущества), либо жилищно-накопительные кооперативы (ЖНК).

Настоящий профессионал, каждодневно сталкивающийся с аналогичными проблемами, сможет подсказать Вам и уж совсем «не стандартное» решение как улучшить жилищные условия.

Например. При несущественной нехватке денег рекомендуется не спешить влезать в долги, можно сделать ставку на перепланировку вариантов «по карману».

Например.  Вам необходима недорогая «трешка», но с  изолированными комнатами. И при этом очень важно  остаться в данном районе города. Но денег на нужный вариант не хватает. Что делать? Отказаться от покупки и продолжать копить?

Опытный специалист после тщательного анализа сможет, к примеру, предложить вместо изолированной «трешки» предложить смежно-изолированную «трешечку» — так как она подешевле.

А отвечающая Вашим семейным нуждам планировка квартиры легко достижима при помощи простейшего усовершенствования. В результате, недостаток денежных средств вполне может быть восполнен профессиональным решением вопроса.

Еще раз повторимся: главное при покупке квартиры правильно определиться со своими потребностями. А вот исходя из потребностей и финансовых возможностей, легче искать и пути улучшения жилищных условий.

Но помните: самому подбирать квартиру, пользуясь доступными каждому человеку средствами массовой информации, весьма непросто.

Неопытный человек зацепится за второстепенное, но упустит при этом существенное. А неосведомленность о многих нюансах может привести к бесполезной потере времени.

В общем — рискованная это ситуация.

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