6 правил успешной покупки квартиры в новостройке

Автор: admin  //  Рубрики: Новостройки

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6 правил успешной покупки квартиры в новостройке

Приобретение недвижимости предполагает затраты, весьма чувствительные для бюджета большинства покупателей, поэтому особое значение придается вопросу безопасности сделки. Чтобы избежать риска, сопутствующего покупке квартиры в новостройке, и возможных проблем в будущем, нужно обязательно изучить основные факторы предстоящей сделки.

1. Надежность девелопера – главное, что не должно вызывать сомнений. В первую очередь нужно узнать о репутации застройщика. Нельзя иметь дело с компаниями-«однодневками» и, конечно, банкротами. Для покупателя квартиры в новостройке сложно представить ситуацию еще худшую, чем заморозка строительства. Поэтому прежде всего следует ознакомиться с деятельностью застройщика.

Помогут печатные издания и интернет. Реализованные проекты, отзывы людей, проживающих в сданных домах, аккредитация в крупных банках, тщательно просчитывающих риски, – вот на что необходимо обратить внимание. Оценить надежность компании можно путем мониторинга числа построенных и сданных объектов, их соответствие утвержденным проектам. И обязательно выяснить, были ли просрочки в строительстве и сроках сдачи.

Немаловажный фактор – наличие проектного финансирования. В приоритете новостройки, где работы ведутся на заемные и собственные средства предприятия. Если дом возводится на деньги, поступившие от продаж, то объект характеризуется как рискованный. Без проектного финансирования при упадке покупательской активности есть вероятность остановки строительства.

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2. Динамика работ на объекте. Понятно, что никто не захочет столкнуться с долгостроем, когда процесс идет медленно или останавливается вообще. Какова скорость и активность в действительности подскажут темпы строительства.

Для выяснения обстоятельств надо удостовериться, что срок сдачи дома менеджерами по продажам озвучен правильно, проверить проектную декларацию на сайте, сравнить с информацией в договоре.

Отследить ход строительства просто – можно лично побывать на стройке. Некоторые крупные застройщики устраивают на веб-ресурсе проекта опцию, посредством которой удобно наблюдать за ходом работ.

3. Схема продажи. При покупке жилья в новостройке нельзя заключать сомнительные сделки. Правильным будет оформление договора участия в долевом строительстве в соответствии с законом 214-ФЗ.

Остальные формы – предварительные договора, жилищные кооперативы – практически не защищают приобретателя. Договор долевого участия подлежит регистрации в Росреестре, он содержит все условия покупки квартиры. Помимо стоимости, сроков оплаты, характеристик недвижимости, в документе прописываются условия компенсации за нарушение обязательств.

4. Низкая цена. Соблазн купить более дешевый вариант объясним. Ограничение в денежных средствах побуждает присмотреться к предложениям с заниженной стоимостью. При этом покупатель понимает, что придется чем-то поступиться.

Это может быть связано с местоположением дома в неблагоустроенном, удаленном районе, слаборазвитой инфраструктурой, плохой транспортной доступностью и подобными деталями.

Выгодная в денежном плане сделка должна вестись с крайней осторожностью. Случается, что недобросовестные застройщики предлагают невысокую цену за жилплощадь, потому что не имеют разрешительных документов или испытывают проблемы с финансированием.

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5. Транспортная доступность и удаленность новостройки. Даже если устраивает цена, планировка, размеры квартиры, инфраструктура района, неудобства от преодоления значительных расстояний могут основательно испортить качество жизни. Причем необходимо учитывать мнение всех членов семьи. Не каждый готов тратить на дорогу существенную часть жизни.

6. Инфраструктура жилого комплекса и района. Детская игровая площадка, служба консьержа, пункт приема химчистки, салон красоты, автомойка в подземном паркинге – для кого-то атрибуты комфортного проживания становятся неотъемлемыми для жизни.

Еще более важен вопрос социальной инфраструктуры микрорайона – есть ли поблизости детские сады, образовательные учреждения, поликлиники, торговые, культурные центры. Для большинства покупателей квартир в новостройках условия доступности таких мест имеет решающее значение для постоянного проживания.

Итак, выбор недвижимости недопустим без четкого анализа каждого предложения. Прагматичный подход и владение нужной информацией обезопасит от проблем и ошибок, которые могут обернуться материальными потерями и стрессами. Будьте настойчивы и целеустремленны, и все будет хорошо!

С уважением, Андрей Ляпустин

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